Maria radulescu

Identifying business opportunities and support originating financing transactions in Romania in line with the Bank’s strategy for CEE -Draft the credit proposal and conduct the counterparty and credit risk analysis -Market research; Monitor and collect external information of the client portfolio and request internal input when necessary -Attend client meetings and participate to the follow up of the client relationship when appropriate -Preparing credit applications in line with the general credit process guidelines and quality standards and compliant with the banks internal policies for new requests and annual reviews -Organize the presentation of the files in Credit Committees and manage all important topics regarding credit issues -Act as an interface among the different participants of the credit process to ensure a smooth and timely approval process -Ensure on an on-going basis the follow-up of the credit exposure and the global credit risks -Drafting reports for headquarter and / or local CEO on portfolio exposure and sector analysis -Industry reports analysis and organization of briefings